— Prajyora Loyalty Programme
Optimize Your Cash Flow. Earn Prajyora Credits.
Secure Your Account
Fill out the details below to initialize your ledger and start accruing Prajyora Credits today.
I explicitly agree to the Master Terms of Service, understanding that Prajyora Credits hold zero cash value and are strictly non-transferable.
Regulatory Status & Usage Guidelines: Prajyora Coins/Points/Credits are strictly non-transferable, conditional accounting entries representing internal commercial discounts and unvested promotional privileges. They DO NOT constitute a Prepaid Payment Instrument (PPI), electronic money, or wallet under Reserve Bank of India (RBI) directions. They do not constitute fiat currency, legal tender, securities, or a Virtual Digital Asset (VDA) under the Income-tax Act, 1961. Credits cannot be encashed, refunded, traded, or transferred outside Prajyora’s proprietary infrastructure. Prajyora retains the absolute, unfettered legal right to unilaterally alter, revoke, or nullify the status, caps, and clearing rates of these Credits at any time without prior notice or consent.
