Earn Prajyora Coins/Points/Credits automatically whenever you utilize eligible Prajyora Consultancy and Advisory services.
Your credits are managed by an automated First-In, First-Out (FIFO) ledger. When you redeem, the system automatically burns your oldest unexpired points first to maximize your value and minimize breakage.
Credits act as a powerful discount mechanism. Use your accrued balance to offset a capped percentage of your invoice, keeping your operational costs lean while settling the remaining balance in fiat currency.
Bypass generic advice for data-backed strategies tailored to operational realities.
Strategic & Org Leadership
Data, Analytics & Insights
Marketing & CX
Ops & Tech
Turnaround implementation, financial restructuring, geographic expansion mapping.
Geospatial analytics, real-time consumer sentiment forecasting, competitor mapping.
Digital execution SEO/SEM/SMM, service delivery design, CRM optimization.
Supply chain optimization, AI business support, cybersecurity, sustainable infrastructure.
Earn While You Scale
Closed-loop loyalty ecosystem earns Prajyora Coins/Points/Credits to offset invoices, optimize cash flow.
Smart Accrual
Earn on eligible strategy engagements automatically as milestone invoices clear.
Auto FIFO Optimization
Applies oldest unexpired points first, minimizing breakage, maximizing value.
Margin Protection
Credits act as high-value discounts. Settle remaining balance via fiat currency.
Unlock Your Tier Advantages
Stage 1 (Entry)
Stage 2 (Advanced)
Stage 3 (Elite)
15%
Max Invoice Redemption
25%
Max Invoice Redemption
35%
Max Invoice Redemption
85% Cash balance settlement required. 1.0 Year (365 Days) Expiry FIFO cycle.
75% Cash balance settlement required. 1.3 Yrs (475 Days) Expiry FIFO cycle.
65% Cash balance settlement required. 1.6 Yrs (584 Days) Expiry FIFO cycle.
Note: Prajyora reserves the absolute discretion to permit customized redemption thresholds. Prajyora Credits can never fund 100% of any consulting, advisory, or affiliated service.
Connect to curated B2B/B2C ecosystem of independent merchants/institutional clients.
Dynamic Variable Valuation
Credits gain fluid power. Pegged internally 1 Credit=₹1 INR; external redemptions scale by partner (e.g., luxury vendor ₹1.25, commodity supplier ₹0.50).
Tier-Stratified Exclusivity
Merchants get strict geographic radius locks (Catalyst, Prime, Elite, Signature, Apex) to dominate local market.
Zero Grandfathering
Dynamic, merit-based, continuously optimized network.
Statutory Shield & Usage Guidelines
Coins/Points/Credits are strictly non-transferable, promotional digital incentive credits. Not fiat currency, legal tender, electronic money, property. Not Prepaid Payment Instrument (PPI) under RBI, nor Virtual Digital Asset (VDA) under Income-tax Act, 1961. Cannot be encashed, refunded, traded on secondary markets. Prajyora maintains unilateral right to alter/appreciate/devalue clearing rates anytime without prior notice.